Website Terms

Terms and Conditions of Use

Updated June 1, 2018

Welcome to, as operated by Brittany Ratelle, LLC. These are our rules if you want to use our website and the services or products available on our website. If you do not agree to these rules, you cannot use our site. We can change these rules whenever we want and will post the new rules on our site, whether you notice them or not. We have intentionally written them in a way that avoids legalese so that everyone can clearly understand and agree to the rules and understand their rights and responsibilities.

We hope there won’t be any problems and that you will reach out to us if you are having issues with our site, service, or products.

Template/Product License

By purchasing your template or any product from Creative Contracts®, you are granted one revocable, worldwide, non-exclusive license to the product(s) you bought. If you violate this license by giving or selling a copy of our template(s)/product(s) to anyone other than a client, employee, or your legal counsel, or if you imply that anyone who gets access to the template/product(s) can use it for commercial purposes, we reserve the right to invoice you for the licenses you've given others and can revoke your license and access to our template(s)/product(s) permanently.

The lowdown: if you purchase a template, you are not allowed to share it with your business friends. If they need a template, we hope you will direct them to where you got yours and give them the opportunity to purchase a template. We have worked hard to develop our templates and hope that as a creative, you respect intellectual property rights. NOT ALL SHARING IS CARING.

Legal Disclaimer: This site is not a law firm and nothing on this site nor any of its products constitute official legal advice or establishes an attorney-client relationship. Please consult with an attorney in your jurisdiction for any questions about how you might use these templates in your business.

Lowdown: These templates may have been drafted by an attorney -- but not YOUR attorney and not with the full facts of your particular business or project. If you want to work one-on-one with an attorney, please visit

Product Delivery/Shipping Policy: The digital products sold through the Site will be delivered with an immediate download link provided by a third-party app to the product purchased. No products will be shipped to the customer.

1.0 Site Services

We agree to provide you with services, or the “Service” through In exchange for providing this service, we require you to follow these rules:

You must be at least 13 years old to use the Site, or if you are a resident of the EU, you must be at least 16 years old. Don’t lie about your age. If you are under 18, you agree that a parent or legal guardian agrees to these rules on your behalf.
Don’t use the Site to do anything illegal or that we tell you not to in these rules.
Don’t change anything about our website or applications, upload any type of virus or malware, or do anything that might interfere with the way the Site or its services works.
Don’t do anything that might affect how other people use and enjoy the Site. Be a good neighbor.
Don’t encourage anyone to break these rules.
Use your common sense and be a good human.
If your review contains anything violent, promotes violence or violent groups, or that might make other people feel scared, it will be deleted.
If your review contains anything infringes upon someone else’s intellectual property it will be deleted.
Don’t use anybody else’s account without their permission or try to find out their login details.
Don’t let anyone else use your account. Keep your password secret.
Don’t set up an account with someone else’s name, including a famous person or company. If you lie when you set up an account, you can be kicked off forever.
Don’t use any type of software or robot to create accounts or access Site, and don’t use it to send spam or unwanted messages to others.
Don’t register an account if your previous account was disabled or you were kicked off for violating our rules.

2.0 Your Rights

2.1. You have the right to feel safe using Site.

2.2. You have the right to your privacy on Site. Please refer to our Privacy Policy for details.

2.3. Any communications made through our ‘contact,’ blog, blog comments, newsletter sign-up or other pages, or directly to us through phone, mail or email is not confidential and is subject to viewing and distribution by third parties. We own any and all communications displayed on our website, servers, comments, emails or other media as allowed by UNITED STATES law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. For more information on when and how we store and use your communications or any data provided by you in those communications, please refer to our Privacy Policy on this page.

We reserve the right to republish or distribute anything you upload to our site as reasonable in the course of our business. You agree not to submit any content that could be illegal or serve an unlawful purpose, including, but not limited to content that is potentially libelous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate.

2.4. If you are a resident of the EU, you have the right to be forgotten and can delete your account and the content on your page at any time by logging in and completing a delete request. It may take a few days to process and may be visible by others in the meantime. Some of your content that was on other accounts or pages or that was shared may survive and may not be deletable. Please think before you post. We may also keep your registration information for as long as need to do run our business and to follow these rules.

2.5. You are responsible for anything you do on Site under your login, including things you post and comment on. You are responsible for making sure the stuff you post belongs to you, including any music or photos. If you post something you shouldn’t and get a fine -- you will have to pay it.

3.0 Our Rights

3.1. We are not responsible for :

  • Links to other companies or websites, even when the link shows up in Site
  • What happens when you connect your Site account to another website or service, including sharing a picture or video. You should read the rules for that service to know your rights.
  • The data cost on your mobile device for using Site or its services. 
  • Any content that is stolen or copied from the Site by someone else. 

3.2. We can end the Site and its services at any time or stop you from using Site at any time for any reason without letting you know beforehand. We can also delete content you have uploaded for any reason, whether you think they violated our rules or not. We do not have to pay you if we delete content that was making you money.

3.3. We can make you switch your username for any reason.

3.4. Intellectual Property Rights. All images, text, designs, graphics, trademarks and service marks are owned by and property of Brittany Ratelle, LLC, or the properly attributed party. It is a violation of federal law to use any of our intellectual property in whole or in part, and modification of any materials contained on this Site is illegal and may be prosecuted to the fullest extent permissible, including asking for financial penalties (damages) and/or an injunction forcing you to stop using our intellectual property immediately. Do not try to use our stuff, remove it, change it, or claim to be us without written permission.

3.5. No Use. You may NOT use our intellectual property in any way, which includes copying and pasting any text, screenshotting or reposting an image, design or other property on another site, whether it is yours or someone else’s, including posting a quote or image on social media. NOT ALL SHARING IS CARING. We have invested a lot of time and money into creating our intellectual property and we respect intellectual property rights -- as should you. Karma is real -- don’t steal.

4.0 This Agreement

4.1. If you use other third-party services on the Site, including payment services, you will need to follow those rules or Terms. If any of those rules conflict with these rules, those rules will win.
4.2. If a court finds any of this agreement unenforceable, the other rules will still be valid.
4.3. Any changes to these rules must be made in writing.If we fail to enforce any of these rules for any reason, we still have the right to enforce them in the future and our behavior will not be a waiver of our overall rights in this Agreement.
4.4. We reserve all the rights we did not expressly grant or tell you about in this agreement.
4.5. No one else besides you and us (no third parties) have rights under this agreement.
4.6 You cannot give these rights or obligations to someone else without our consent. We can give our rights and obligations to someone else, however, like if we change ownership by selling part or all of our business or if we need to for legal reasons.

5.0. Advertising, Affiliates & Testimonials

This site may use advertising or affiliate links to sell certain products or services. We disclaim any and all liability as a result of your purchase through one of these links. We will use reasonable efforts to notify you when and where we have placed ads or affiliate links in addition to this disclaimer located in these Terms & Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications. Any testimonials reflect the accurate experience of the person quoted, however, your results with any particular product or service may vary.

6.0. Refunds Policy

We like to have fun, but we take our business seriously and we’d appreciate your careful consideration of the service and products available on the site and make your purchases carefully.

We want you to be completely satisfied with your purchase. If you are not satisfied with your digital purchase, please reach out to us at within 14 days of purchase and we will do everything we can to fix the situation, including issuing a full refund if necessary.

7.0. Limits on Liability

7.1. Site operates "as is," and we can't guarantee it will be safe and secure or will work perfectly all the time. Sometimes crazy things and mistakes happen, even when we try to find reliable vendors to help us operate the Site and its services. TO THE EXTENT PERMITTED BY LAW, WE ALSO DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not control or direct what people and others do or say, and we are not responsible for their actions or conduct (whether online or offline) or any content they share (including offensive, inappropriate, obscene, unlawful, and other objectionable content). We also aren’t responsible for services and features offered by other people or companies, even if you access them through our Service. You should read and agree to their rules and terms.

7.2. We cannot predict when issues might arise with our service. Accordingly, our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstance will we be liable to you for any lost profits, revenues, information, or data, or consequential, special, indirect, exemplary, punitive, or incidental damages arising out of or related to these Terms, even if we have been advised of the possibility of such damages. Our aggregate liability arising out of or relating to these Terms will not exceed the greater of $100 or the amount you have paid us in the past two months.

7.3. You agree to defend (at our request), indemnify and hold us harmless from and against any claims, liabilities, damages, losses, and expenses, including without limitation, reasonable attorney's fees and costs, arising out of or connected with these Terms or your use of the Service. You will cooperate as required by us in the defense of any claim. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you may not settle any claim without our prior written consent.

7.4. Nothing on the site, or offered through its services or products, is intended to diagnose or treat any physical or mental illness. No information on the site is intended to be legal, medical, or financial advice and is for educational purposes only unless clearly marked otherwise.

8.0 How We Will Handle Disputes

8.1. We hope there won’t be any problems and that you will reach out to us if you are having issues with our service. But, if you have a legal problem with Site, you agree to use binding arbitration under the AAA, which means you will not get to go to court by yourself or with others or be part of a class-action lawsuit or arbitration. We and you waive a trial by jury. The following claims don't have to be arbitrated and may be brought in court: small claims, intellectual property disputes (like copyrights and trademarks), or efforts to interfere with the services or engage with the service in unauthorized ways. A court can also decide issues about the scope and enforceability of these arbitration provisions.

8.2. For any claim that is not arbitrated or resolved in small claims court, you agree that it will be resolved exclusively in the state of district court located nearest to Coeur d'alene, Idaho. You also agree to submit to the personal jurisdiction of either of these courts for the purpose of litigating any such claim.

8.3. The laws of the State of Idaho , to the extent not preempted by or inconsistent with federal law, will govern these Terms and any claim, without regard to conflict of law provisions.

8.4. We appreciate feedback but may use any of your comments without any obligation to pay you and do not have to keep them confidential. For questions about this policy, you can email us at